The Status And Suggest Of The Social Insurance In Rural Areas Of Yueqing

China is a big agricultural country.The issue of China is fundamentally a peasant issue.Without the stability of the countryside,the prosperity of the peasantry and the modernization of agriculture,there would be no stability of the whole country,prosperity of the whole country and modernization of the whole country.Similarly,if we do not solve the issue of peasant's pension,the problem of population aging in our country can not be fundamentally solved.Therefore,to solve the problem of rural social endowment insurance as soon as possible is the top priority of current work.Taking Yueqing City as an example,the article explores and analyzes the current situation and problems of rural social endowment insurance.Based on the reference of the experience of urban and rural endowment insurance in other regions,the article analyzes the relevant factors and puts forward the solutions.After discussion,we know that there are still a lot of deficiencies in current rural social endowment insurance in Yueqing,such as the tendency of family-based old-age insurance;peasants are skeptical about policies;the construction of management platform lags behind and the system is not perfect;the pension of rural social endowment insurance Low level;pension fund raising flaws;management is not standardized,and difficult to maintain value.The above deficiencies and defects have become the key factors restricting the development of rural social endowment insurance.After discussion and analysis,the author puts forward the main factors of the above defects in rural social pension insurance in Yueqing City,including the following aspects:one is the lack of awareness of peasant social pension insurance;the other is the imperfect management of social security institutions;the third is The policies and regulations are not perfect;the fourth is the low level of pensions resulting from the economic backwardness;the fifth is the lack of a reasonable way of raising funds;and the sixth is the imperfect fund management system and the lack of responsibility.According to the insufficiency and specific factors in Yueqing rural social endowment insurance,with reference to the relevant experience,combined with the questionnaire survey,the article on how to improve Yueqing rural social endowment insurance,pointed out the relevant measures:First,to strengthen the policy Publicity efforts to improve farmers awareness of insurance.Second,improve management and promote the healthy development of rural social endowment insurance.Third,to enhance the building of a contingent of staff members and to enhance their handling capacity.Fourth,improve the rural social security system construction.Fifth,actively encourage farmers to participate in insurance,broaden the coverage of insurance coverage.Sixth,improve the financing model to ensure the smooth development of rural endowment insurance.Seventh,improve the fund management and realize the preservation and appreciation of the fund.