The Construction Of The Framework Of The Financing Service Platform For SMEs In Binhai New Area Of Technology

Scientific and technological small and medium-sized enterprises to meet the social aspects of demand, increase employment opportunities, promote the healthy development of small and medium-sized enterprises to an important role in improving the level of employment and social productivity level. Scientific and technological small and medium-sized enterprises play an important role in promoting economic development, but the financing difficult to restrict the development of technology based SMEs. To drive the development of Binhai New Area of Tianjin city and the overall economy to the development of technology, the problem difficult to solve critical priority of Binhai New Area of the high tech SMEs financing.Based on the analysis of current situation of enterprise in Binhai New Area, and points out that the formation of the characteristics of financing the Binhai New Area of technology based small and medium enterprises is mainly due to the existence of the financing predicament of financing difficulties, including internal and external part two. Endogenous financing constraints, it is difficult to obtain bank loans, direct financing has not been widely applied, the folk capital has not yet play advantage, has failed to effectively play the role of government support funds, the financial system develops slowly and the lack of necessary public funding.In order to solve the problem of Binhai New Area of the SME financing, this paper tries to set up a meet the financing needs of all kinds of Technology Based SMEs service platform. This paper discusses on the relevant theory, discusses the main source of the present stage of technology-based SMEs financing, development situation, Binhai New Area of technology oriented small and medium-sized enterprises the main characteristics and the present stage financing dilemma. Then put forward the basic framework of financing service platform, and carry on research to the financing platform mechanism, points out the potential risks existing in the financing platform, puts forward the preventive measures.At the end of the article put forward to perfect the financing service platform to ensure the effective operation of the Binhai New Area of Technology Based SMEs facilities suggestion, only more coordination, the need to strengthen the financing of Technology Based SMEs, legal construction for science and technology enterprises to provide capital support, on the financing platform to strengthen supervision, the establishment of a financing platform credit system.