The Study Of The Management Risk Of Agricultural Bank Of China And How To Prevent, A Sub-branch Of Agricultural Bank Of China

Currently, The world’s banking sector suffer from operational risk frequently. On the face of the 12th five-year plan, especially its financial reform, Agricultural Bank of China has good opportunity.Competed with the Internet finance,our commercial banks should do the best to find out how to effectively guard against operational risks.Commercial bank operational risk is not sure, measurable and controllable.It has different kinds,such as credit risk,financial and accounting risk as well as operational risk.This paper which is based on the example of a Sub-branch of Agricultural Bank of China named A, summarize the three kinds of risk factors and evaluate the main factors for the staff, and comes to a conclusion that Agricultural Bank of China should make compliance management first,then coordinate with financial innovation and financial regulation, make comprehensive review on main risk points,carry on the sinicization of the Basel agreement,to minimize the management of business risk and make itself First-class modern financial enterprises,and finally promote financial stability and development.On the one hand,this paper is based on specific data chart and the excellent examples related to prevent risks,which is more reasonable.On the other side,this paper emphasize that Agricultural Bank of China not just needs to make compliance management actively,but also coordinates with financial innovation and financial regulation,which provides a demonstration role for other commercial banks in our country to prevent risk.