The Research On The Financial Support Agriculture Efficiency Of The Rural Commercial Bank In Fujian Province

After nearly a decade of reform, the Rural Commercial Bank in Fujian Province based in agriculture, construction the Economic Zone of the West Coast of the Straits, made a significant contribution for Fujian across the development of the service, integrated operational capability, risk control ability and rural financial services had a constantly improve, to achieve the benefits, the organic unity of quality and quantity of the three, the ability of financial support agriculture continued to increase, the establishment of a system of agriculture that benefit the financial services Fujian characteristics have created a series of characteristics of the agriculture service model.The Rural Commercial Bank in Fujian Province has provides important financial support for rural social-economic development of Fujian province, it is to promote the main force of rural financial development, especially in the agricultural modernization of industry, comprehensively promote the process of building a moderately prosperous society and to take targeted measures in poverty alleviation, the important status and role of the Rural Commercial Bank in Fujian province is increasingly strengthened.By combing the current domestic and international financial theory, research in rural finance theory, discusses the current rural financial and the need for constraining factor, comparative analysis of domestic and international financial system and development experience and then learn to improve China rural financial support for agriculture innovations (Chapter Ⅰ, Chapter Ⅱ). Combined with the current restructuring of rural credit cooperatives in Fujian province into the background of Agriculture and Commerce Bank, based in Fujian Rural Commercial Bank financial support for agriculture in this focus, set forth financial support for agriculture of the Rural Commercial Bank in Fujian Province, and inadequate innovation performance and historical reasons, policy reasons, institutional reasons, environmental reasons and staff analyze the reasons for inadequate reasons five factors of its existence (chapter Ⅲ). Using data envelopment analysis (DEA) method to measure and evaluate the change in financial support for agriculture efficiency conditions of the Rural Commercial Bank of nine cities in Fujian province in the 2006～2014 years period, by analyzing the relationship between business activities and the rural area between economic and environmental, and institutional environment the relationship between the level of development and human resources (chapter IV).Finally, select five-depth analysis of typical cases of the Rural Commercial Bank in Fujian Province financial support for agriculture and innovative, made from clear the Rural Commercial Bank in Fujian Province financial support for agriculture as well as innovative ideas to deepen the management system, services, credit products, financial supervision innovation provincial financial support for agriculture and innovative policy recommendations (chapter Ⅴ, Chapter Ⅵ).