Study On The Development Path Of Rural Payment Service System In Suzhou City

As of 2015, the CPC Central Committee, and the State Council have listed reform and development of "three rural" issue as an most important part of the calendar year of the first document for 12 years. The development of modern agriculture and increase of farmers’ income are long-term mechanisms of new rural construction, development of the rural economy, and acceleration of the process of urbanization to promote the "three rural" development. How to develop the rural economy, research was conducted. The modern financial services in current agriculture is important for rural reform. How to improve rural payment environment is an important issue to deepen rural financial infrastructure. On the other hand the level of economic and financial development in rural areas are generally lower than surrounding cities. Therefore innovative payment technology in is an important research topic.Suzhou, Anhui, a region with high proportion of farmers, is a typical agricultural city. The financial institutions in rural areas are also dwindling number of physical outlets, function continuously weakening trend, especially in remote areas, rural means of payment is still mainly cash-based. The original means of payment, payment of increased risk, lack of formal financial services lead to local economic exchanges always confined to a limited extent, the economic and social development speed is delayed. Systematical development path for the development of the rural economy play an important role in Suzhou. Through the research on the status of rural payment service system combined with the supply and demand of Suzhou City in the process of service development, competitive barriers, infrastructure development and other factors in recent years, the risk of bank payments in rural areas, are proposed concrete solutions Technology designed to improve software for payment services in rural areas in Suzhou City system is an effective path of development.