Research On Fiscal Support For Rural Residents Social Pension Insurance

In recent years, the rural pension problems have become increasingly prominent, and the problem has become an urgent need to face and solve in the new era. Pilot country in September 2009 were the new rural social pension insurance system(hereinafter referred to as the "new agricultural insurance"), and to achieve full coverage of the new agricultural insurance system in 2012. Financial direct subsidies and local finance basic pension system of financial subsidies for individual contributions subsidized agricultural insurance is an important difference between the new and old agricultural insurance, and the enthusiasm of farmers and rural residents insured pension generate sustainable development a major impact. In February 2014 the new agricultural insurance and the town dweller insurance(town dweller social endowment insurance) mergers of the two systems, and establish a unified basic social pension insurance system for urban and rural residents in the country. Urban and rural social pension insurance system is not only conducive to urban and rural development, to promote the equalization of basic public services, but also in improving the rural old-age insurance level, to achieve sustainable development of rural endowment insurance plays an important role.Government financial subsidies to the implementation and continued development play a vital role in pension insurance system for rural residents. The size of the central and local financial support capabilities is directly related to farmers’ basic needs, and affects the stability of the system and the sustainability. By measure the central government and local governments support capabilities of rural residents’ social pension insurance, the article analyze the problems and the causes of financial support of the process of rural residents in old-age insurance, and then make relevant policy recommendations.This paper is divided into five parts:Chapter One: Introduction. It describes the background and significance of the research, sorts out the related literature, and introduces the contents and methods of this article. This article concludes with a study of innovation and inadequate.Chapter Two: The theory of financial support rural social pension insurance. This article clear the concept of the social pension insurance system in rural areas, the new rural social pension insurance system and rural residents social pension insurance system, and introduce briefly the contents of rural residents in pension insurance policy, and elaborate the basic theory of social security, public goods and fiscal decentralization..Chapter Three: Empirical Analysis of financial support for rural social pension insurance. By predicting 2015?2050 年 rural population, the central and local revenue and the minimum standards of rural residents social pension insurance basic pension, respectively, central and local rural social pension insurance support capacities were calculated and analyzed.Chapter Four: Analysis for the problems and the causes of financial support of rural residents in social pension insurance. Through the analysis of the foregoing calculation results and rural social pension insurance status of implementation, the article proposes that financial investment of rural social pension insurance is short, and financial burden on regional distribution is not balanced, and the central government and local fiscal expenditure on rural social pension insurance division of responsibilities is not clear, and rural social pension insurance pension lack of dynamic adjustment mechanism, then analyzes the reasons of the problems.Chapter Five: Optimization of financial support policy recommendations of rural social pension insurance. To solve the above issues raise that at the urban and rural background deepen the understanding of government financial support rural social pension insurance, optimization of financial support for rural social pension insurance fund mechanism, a clear responsibility of the central and local government finances rural old-age insurance, to further improve the rural old-age insurance system and improve the rural residents pension legal system and other policy recommendations.