Study On Financial Support For Rural Social Endowment Insurance

As the population aging speed in our country, the endowment insurance of theproblem come into notice by people, especially rural endowment insurance problems. Inrural areas of China, the social endowment insurance has not got popularization, fromrural endowment insurance since the establishment of the pilot has more than20years,but the new pension system have been unable to form. The key is, the country on therural endowment insurance lack of financial support, which result in the endowmentinsurance safeguard level is low, the coverage, ginseng protect less number narrow.Only the rural endowment insurance to get financial support, can it improve our countryrural endowment insurance status. Therefore, academic circles to rural endowmentinsurance studies attracts more and more attention. This paper is on this basis, throughthe combination of theory with practice, fiscal policy, rural endowment insurance policyquestions research.This paper firstly to our country rural society endowment insurance is summarizedon the basis of analysis, summarizes the endowment insurance of our country at presentimplementation of the existing problems, mainly financial investment is insufficient,urban and rural endowment insurance investment not balanced, fiscal responsibility lowinstitutionalized level, financial support unsustainable risk. In the understanding of thepresent situation of China’s rural endowment insurance after, this article through to theinternational advanced rural endowment insurance pattern of comprehe nsive elaboration,comparison and analysis, this paper summarizes the foreign system of rural endowmentinsurance their inspiration to China. Finally, this paper DaYingZhen in Hebei provinceas an example, the rural endowment insurance is demonstrated analysis, through theanalysis of statistical data DaYingZhen rural society endowment insurance and thefuture development of the feasibility of the implementation of the planning, theendowment insurance of our country the implementation of the policy of the author putsforward his own advice.This article through the theoretical analysis, comparative analysis, combiningqualitative and quantitative analysis method, the endowment insurance in our country isdiscussed. Through the rural old-age insurance policy at home and abroad and thecontrast and DaYingZhen in Hebei rural endowment insurance examples of discussion,the author points out that only clear at all levels of the government, improve theresponsibility proportion at all levels of government subsidies level, broaden thefinancing source the fiscal support ability, establishing perfect legal system to ensure the endowment insurance in our country the construction and improvement of thesystem.