The Study Of The Problems Of The Development Of Environmental Pollution Liability Insurance Of Hebei Province

With the rapid growth of the economy of Hebei Province, the contradiction between economy and environment has been increasingly apparent. The environmental pollution has been increasingly serious and environmental pollution accidents occur frequently, which has brought serious damage to people’s health. The victims of pollution accidents often can not get timely compensation, which is easy to cause social contradictions and not conducive to social stability. As environmental pollution liability insurance is an effective mechanism of environmental protection, it can effectively disperse the environmental risks of the enterprises and make timely compensation for victims of environmental pollution. The development of environmental pollution liability insurance in China started late, but each aspect of the development is not mature. Hebei Province began to carry out environmental pollution liability insurance pilot work, and in the process there have been some problems, which has caused its relatively slow development in Hebei Province. Therefore, it is very necessary to study the problems of the development of environmental pollution liability insurance in Hebei Province and put forward the corresponding countermeasures.This paper analyses the problems and the reasons of the development process of the environmental pollution liability insurance in Hebei Province. By drawing the experience of the development of domestic and foreign environmental pollution liability insurance, in order to promote the development of environmental pollution liability insurance of Hebei Province, this paper gives suggestions from the government and relevant departments, insurance companies, enterprises, cooperation etc.. The full text is divided into five parts:The first part, firstly the paper introduces the background, the purpose and the significance of the research, and through reviewing the researchs of the domestic and foreign scholars in this paper, has certain understanding of the researchs of domestic and foreign scholars in the field, and then describes the ideas and the methods of this research; finally, it points out the innovation and the shortcomings of this paper. The second part, analyzes the present situation of environmental pollution in Hebei Province from three aspects, water pollution, air pollution, solid waste pollution, and analyzes the development, operation mode, incentive safeguard measures and the overall operation of environmental pollution liability insurance in Hebei Province. The third part, analyzes the existing problems of the development of environmental pollution liability insurance in Hebei Province. The fourth part, introduces the development of environmental pollution liability insurance of some domestic provinces,and analyzes the present state of environmental pollution liability insurance in foreign countriesand draws some conclusions from those countries’ experience. The fifth part, on the basis of above analysis, according to the actual situation of Hebei Province, puts forward suggestions from the laws and regulations, social management function, the government’s incentive measures, the insurance company control the business risk, enhance insurance awareness of enterprises, multi-party cooperation to set up the third party evaluation mechanism, environmental pollution liability insurance fund, the use of Internet technology to establish public information platform, WeChat service for the environmental pollution liability insurance, strengthen the propaganda etc. to promote the development of environmental pollution liability insurance in Hebei Province.