Research On Financing Of Small And Micro Grain Processing Enterprises In Henan

At present, the country is encouraging the development of small and micro enterprises. However, in the development of small and micro grain processing enterprises, there is still a prominent problem- the financing difficulties and costs are too high. It is necessary to carry out investigation and analysis.Research methods of the agricultural province of Henan is the empirical analysis object, comprehensive use of information asymmetry theory and other basic theory, and survey research methods, first of all on the current financing situation in Henan Province, small and micro grain processing enterprises expansion in-depth investigation, and found the problems, went on to provide the experience and enlightenment, finally puts forward some countermeasures and measures, in a bid to Henan Province to solve small and micro grain processing industry financing and high cost problems of brainstorming.This paper is divided into seven parts: the first part is the introduction of this paper, introduces the research situation at home and abroad on small and micro grain processing enterprises and put forward the research ideas and methods; the second part is the theoretical basis of this paper, introduces the research results of small grain processing enterprises and related theory; the third part is the present situation in this part to the present, financing ways and structure, and then points out the shortcomings, through the analysis and discussion show that the small grain processing enterprises should be from the private market and financial market in these two areas, to improve the level of financing; the fourth part is the cause of the problem of small food processing enterprises. Aims to explore the important factors leading to small and micro grain processing enterprises financing problems, and points out that the credit level is low, backward management level, management regulations The three reasons are the key to the problem of financial set. There are two reasons for the guarantee of environmental reasons: first, the level of risk management and control is low, the guarantee strength is limited; second, the relevant legal system is not perfect, there are still many problems. In addition to these factors, the credit information asymmetry, government policies and regulations are not really implemented, credit supply shortage has caused great influence; the fifth part is the experience at home and abroad, aims to analyze the successful experience at home and abroad, to obtain the reasonable control of the Henan small and micro grain processing enterprises financing cost implications the sixth part is small; Countermeasures of food processing enterprises, measures, combined with the actual needs and circumstances of Henan Province proposed such as: to strengthen the Gou Jianhe enterprise credit evaluation system, the insurance system and the implementation of small and micro grain processing enterprises financing channels, strengthen the enterprise scale and management ability, re the integration of the rural financial market and resources; the seventh part is the conclusion of this paper.Leading to small and micro grain processing enterprises financing costs and financing difficulties of the main factors include the following: first, the lack of small and micro enterprises themselves. Second, the lack of domestic security system.