Research On The Risk Control Research Of Dandong Bank About Credit Project Of Fushun Hanwang Company

In the development of modern economy, enterprises need to rely on bank credit to support their business development, so the credit business is very important for both business and bank. For enterprises, they need sufficient line of credit, so as to get some financial support from the bank and to support the development of their various businesses; for banks, credit business development is not only they are an important source of income, the bank is to focus on the risk control of credit business.As the city commercial bank, Bank of Dandong has played an important role in the development of local economy in Dandong, which is the support for the development of local enterprises and economy. Credit business as a basic business of Bank of Dandong, Dandong bank through the development of credit business, to provide financial support for the development of local enterprises. However, for the Bank of Dandong, when they carry out the credit business, not only need to pay attention to the development of credit business itself, but also pay attention to the risk control of credit business.Firstly, through of Fushun Hanwang company project credit risk control research, through specific case studies, and comprehensive summary of the whole process of Fushun Hanwang company credit project tracking and analysis, which summed up the Bank of Dandong in the credit management of the project of the existence of the risk, management risk, price risk, credit risk and collateral risk the risk. Thereafter, through further analysis, we know that the Bank of Dandong in the project credit risk control also exist some problems, these problems mainly in: the lack of credit of dynamic supervision and adjustment mechanism, the systematic analysis of the business situation is lack, lack of effective credit supervision measures. Finally, based on the existing problems, in order to solve the problem of the existing in the project credit risk control, in order to better promote Dandong bank credit business development, the need for Dandong bank from credit line of dynamic supervision and control mechanism, to strengthen the enterprise operating system analysis and further strengthen the credit supervision perfect. In addition, the Bank of Dandong also need to strengthen the internal control system of credit management, improve the credit business process, establish and improve the risk of the establishment of the early warning mechanism and other measures to improve the construction of risk.The study of Fushun Hanwang direct reduction iron Co., Ltd. operating conditions, industry, financial and enterprise guarantee guarantee ability of risk analysis, to enterprises in the application of Dandong bank credit to provide a technical reference, also can Dandong bank line of credit risk control to provide effective measures and scheme to avoid.