The Pros And Cons Of Commerial Insurance Involved In New Rural Co-operative Medical System

Medical insurance has the responsibility of the residents’ health as a factor in the social security system. With the development of national economy, the basic rural medical treatment has become a focus problem. Our policy has put forward business insurance should take part in New Rural Co-operative Medical System. However, commercial insurance’s participation enthusiasm is not high. So, this paper studies accommodate-path of commercial insurance and New Rural Co-operative Medical System.In this paper, the second chapter sums up definitions of the medical insurance, new rural cooperative medical care and commercial insurance. Through the analysis, the object of this article is the commercial health insurance. Commercial insurance participates in the new rural cooperative medical care, the benefit is supervision in the third chapter. From the theoretical level, system level, legal level, technology level in this paper fourth part, there is a combination problems between new rural cooperative medical care and commercial insurance.The reasons can be found in the policy, market, environment. The fifth chapter is the solution. First of all, the government should coordinate the interests of all parties and should improve the relevant laws. Giving full play to the supervision of the commercial insurance. Second, according to farmers’ real needs as the guidance, establish a dynamic financing mechanism. Finally, government should strengthen the construction of hardware facilities and intensify propaganda.