Comparative Study On Financial Consumer Protection Between Japan And China

With the development of China's capital market and financial sector,the innovation of the financial products and services,our financial consumer group is also growing up.The number of financial transaction disputes is rising rapidly.Court cases about financial transaction disputes are largely emerging,but the decisions of the court are not unified because of lack of special rules.These cases not only are concerned about the legitimate rights and interests of financial consumers,but also are closely linked with the order and security of financial market.Various countries have taken the form of legislation to strengthen the protection of the rights and interests of financial consumers,which forms a trend of protecting the legitimate rights and interests of financial consumers in the world.At the same time,to strengthen the protection of the financial interests of consumers and to establish financial consumer protection system for China becomes a major issue.To strengthen the protection of legitimate rights and interests of financial consumers is the main content of the article.By defining the basic concept of financial consumers indicates the protective subject and clarifies the starting point of the logical argument.To clear the contents of financial consumers' rights is to clear the protective object.This article comprehensively analyzes the current situation,the main troubles and useful exploring of our country.Then this article analyzes the situation of Japan for a more in-depth analysis of financial consumer protection system and summarizes its protection experience.Then this article starts to compare the similarities and the differences for financial consumer protection system between Japan and China to conduct a comparative result.On the basis of China's actual situation,this paper puts forward some suggestions on improving the protection of legitimate rights and interests of financial consumers in terms of legislative proposals,the target of financial supervision,the unified system of protection system,remedy mechanism of rights and financial consumer education.