The Study On The Supervision Legal Problems Of Private-Owned Banks In China

Private-owned banks in China appeared relatively late, the current is entering a critical period in the development of the pilot, in view of the special nature of the industry and legal lag, considering the important influence of financial industry to the national economy,private-owned banking supervision legal problems gradually become the theoretical and practical circles focus on discussion and research.This article from the basic theory of private-owned banks to start with a clear definition of the concept of private-owned banking and functional role, combined with the development of private-owned banks in the current situation, the development of domestic private-owned banks to summarize and sort out the status quo. The private-owned banking supervision theory were preliminarily, analysis of different private-owned banking supervision mode, supervision mode of private-owned banks in China: the problem is proposed, which the most important is the mode of operation of the current separate supervision of the supervision mode and the mixed operation in the financial industry do not match. The thinking of the comprehensive management of private-owned banking supervision mode of innovative initiatives, from the establishment of a comprehensive regulatory thinking of creating a unified supervision legal system, unified regulatory organization system and unified supervision and management information system was proposed. Combined with the different content of legal supervision, the from admission,operation, withdraw from the three aspects of problems of the existence of the private bank for the thorough discussion and the analysis that regardless of the private bank in our country in which a link, there are legal supervision is not clear, specific, system protection barrier is not perfect, then to every problem to put forward detailed suggestions for improvement. The last part of this article is about the private bank supporting legal system is introduced. According to the problems existing in China's legal system of private-ownedbanks in the process of development, combined with the existing legal system of our country, put forward their suggestions on the improvement of private-owned banking supervision supporting legal system.