Research On Legal System Of Financial Innovation Product Supervision

In the process of the rapid development of financial innovation products,the supervision of financial innovation products often lags behind the development of financial innovation products.Especially rely on Internet technology with complexity technology and high risk of financial innovation products likely will be due to the presence of excess profits temptation,dare to take the risk of violating the law,change all sorts of methods in an attempt to get rid of the supervision and management mechanism of financial regulation.This directly leads to the positive effect of financial innovation products is difficult to reflect.it is more difficult to curb the negative effects of a good result of negative effects,resulting in a large increase in financial market risk,financial security to a global threat.China’s financial innovation products market is still in the primary stage.the study of how to improve the legal system of China’s financial innovation products.for the maintenance of China’s financial market security,improve the financial position of our country is of great significance.In addition to the introduction and conclusion,this paper is divided into four chapters.The first chapter is a summary of financial innovation products and financial innovation products.Including the definition.characteristics and property of financial innovation products.the paper introduces the relationship between financial innovation product supervision,means,development process and the relationship between innovation and regulation.The second chapter is to analyze the present situation of the supervision system of financial innovation products in China,with the development and regulation of the balance of treasure as the starting point.regulatory issues from the balance of treasure is exposed as the breakthrough point,analyzes the problems existing in our country’s current financial supervision system in the aspects of product innovation.Overall,China has done a lot of work in the legal regulation of financial innovation products,the implementation of a more stringent regulation,but regulation is a double-edged sword,also should be combined with the actual situation of There are both advantages and disadvantages..China’s economic development continued to improve.The third chapter compares the regulatory system of financial innovation products in developed countries.from the aspects of reform background and reform process.respectively.to the United States.Britain and Japan’s financial innovation products regulatory system are introduced in detail.Through the study and comparison of foreign financial innovation products regulatory system to explore suitable for China’s national conditions of financial innovation products regulatory system has been the corresponding inspiration.The fourth chapter is the most important part of this paper.through prior to the existing supervision system of financial innovation products in China,combined with the American and British regulatory reform.the following suggestions on China’s financial product innovation supervision legal system put forward perfecting the legal system of China’s financial product innovation supervision; to establish suitable for China’s financial product innovation supervision mode; perfecting the supervision of financial innovation subject; improve the credit rating agencies in China to establish early warning mechanism of financial risk supervision.