| China has entered the aging population and rapid development period. And, with the development of social change, and residents of the concept of lifestyle changes, the traditional family support function gradually weakened. And the current public pension made more demands, which have allowed our country faces increasingly serious pension situation. To promptly solve this problem, our country actively promote socialization of social welfare, to encourage the development of private pension institutions development. However, the development of private pension institutions faltered, not sounding as it faces increasingly strong development momentum of strong demand.This article is based in Baoding, using qualitative research methods. Depth study of the plight of the development of private pension institutions are facing. Study on three aspects: First, the analysis of private pension institutions in Baoding development status. Baoding private pension institutions found the pace of development is slow, uneven level of the overall strength of the weak. Second, analysis of the plight faced by private pension institutions. The study found that Baoding private pension institutions in development generally facing the implementation of the policy in place, policy transparency is low, cash flow difficulties, difficult to raise the level of service, personnel training and other practical difficulties difficult. The plight of seriously restricting the development of Baoding, private pension institutions, further exacerbating the scarcity and complexity of the problem of pension pension resources. Third Cause of private pension institutions in Baoding plight. The study found that the government of the importance of private pension institutions lack of awareness, the pension industry legal system is imperfect, management philosophy and the profound influence of traditional old concept of retirement is the main reason leading to the development of Baoding private pension institutions in trouble.At the last, with the plight of feasible suggestions for the current private pension institution Baoding development problems. For private pension institutions: First, it should establish clear operational orientation, the level of consumption for the elderly, the practical needs, psychological expectation to provide related services. Secondly, familiar with relevant laws and regulations, and actively respond to policy guidance, earnestly implement the Government. Third, a sound internal management system, improve the accountability system, adhere to standard operation, institutionalized management, human services. For government departments should maintain close contact with the private pension institutions. Make policy transparent subsidies really implemented. Furthermore, it should improve the system of supervision of private pension institutions, and strengthen the role of social supervision. In the work of many hands, Baoding development of private pension institutions will be getting better and better. |