The Research On Promoting Operating Level Of Private Pension Institutions In Liaocheng

In recent years,along with the population aging in our country,the phenomenon such as aging and the family structure miniaturization is prominent,the traditional family endowment primarily way of pension is facing severe challenges,social endowment service demand is a sharp increase in the same as the main body,one of the endowment service supply is increasingly highlight the role of private pension institutions.In the mid-1980-s,our country government has carried out the reformation of "socialization of social welfare,pension that occupy the home is still the main way of pension,community endowment as the backing,and institution endowment is one of the important subjects provide diversity of social pension in our country,but also in today's social endowment has become an increasingly important role.With the call for national policy,social welfare has been promoting Liaocheng city,the municipal government issued multiple policy files,take various measures to support the spread of social endowment way.Private pension institutions as one of the important social endowment way supply main body,has been developing rapidly in quantity and scale,increasing professional service personnel,constant innovation of endowment service supply,develop in good situation.But for their own private pension institutions,at various stages in the development of the institutions there are all kinds of problems,such as the lack of high-quality talents in the field of pension services,financial difficulties and other issues,most of the private pension institutions can not get the government and the support of social forces,operating process difficult,is not optimistic.The author based on the private pension agency operating practice,Liaocheng in-depth research,field understanding institutions operating status,private pension institutions to find out the operating predicament and its cause,enhance the level of private pension agency operations.In this paper,the author will work up the research into three steps:the first step,the collection,sorting,summarized the domestic and foreign pension institutions diversified financing channels,professional nursing way,promote the development of institutional measures such as activity,formed the basic theory of private pension institutions research framework;Second,development background and present situation analysis of Liaocheng city private pension institutions,in addition extracting Liaocheng Dongchangfu five private pension institutions,when conducting investigation,based on the five private pension agency middleman,goods,and services for the daily operation four sorts of targeted research,find out the low level of private pension institutions continue to operate the reality of the problem,sum up and find out the reason;Third step,in private pension institutions operating successful experience at home and abroad,its available for reference and combining with the characteristics of private pension institutions operating Liaocheng city,enhance the level of private pension institutions operating Liaocheng given supporting measures.From private pension institutions operating in Liaocheng city,goods,and services in four aspects,analysis the cause of low level of private pension institutions operating including workforce,low quality,less financial imbalances,weak infrastructure,pension service content of a single,etc.,and with the private pension agency managers,staff,at the old man talk summed up the reason for difficulties in Liaocheng city private pension agency operations,mainly in the absence of government functions,the lack of social support and organize their own management level of the three angles to analyze the deep reason hindering the development of the private pension institutions.In reference to the Japanese talent training mechanism,the United States government and the private pension agency experience in joint venture cooperation pattern,and analysis the more developed areas in China Dalian,Shanghai,Beijing three areas of private pension institutions in their operations organizations to make innovations,in view of the present problems existing in the development of,will enhance the level of private pension institutions operating Liaocheng city puts forward the government,society and institutions themselves should do their job,enhance the level of private pension institutions operating Suggestions are obtained.The author thinks that in private pension agency human resources,financial resources,infrastructure,resources and services resources must adhere to the government to support security policy as the guide,explicit government function,increase the intensity of support,strengthen the policy guarantee of private pension institutions;On the one hand,adhere to optimize the environment of social development,more social forces should be clear its own responsibility,initiative for pension services gave his strength,create external conditions conducive to the development of private pension institutions;Finally,private pension agency independent optimization of perfect people,goods,and services development,standardize management,improve the old-age service ability,so as to realize the sustainable development of its own operations.This paper reflects the present development of private pension institutions of Liaocheng city,finally also to promote the private pension agency operating level put forward many Suggestions,hoping to the relevant departments to formulate Liaocheng city endowment service planning on the basis,to play the important role of private power of pension services.