Research On Problems And Countermeasures Of Government Financial Supervision In Dezhou City

In the modern market economy environment,the financial industry in the national economy has become increasingly important.To ensure the healthy and effective operation of the financial order,the mobilization of money resources in the economic society,the flow and use can be fully efficient,the free allocation of social resources will gradually become reasonable,the financial industry in promoting a virtuous circle of national economy role Even more obvious.If there is no financial industry,the entire socio-economic will not work properly,all walks of life can not be connected and development.However,with the continuous liberalization of China's financial industry,a variety of financial security problems have also emerged,like the outbreak of the naked events in 2016,Wenzhou,Wenzhou in 2011 private loan crisis,all seriously affected China's economic and social normal operation.Capital is profit-driven,if let the financial industry "free" development without any restrictions,there is no effective supervision,management,financial industry security issues will be one by one,and will step by step to expand,and ultimately will inevitably lead to a comprehensive The outbreak of the financial crisis.Therefore,it is very important and very necessary to strengthen the research on financial supervision.Based on the progress and problems of financial supervision in Dezhou City,this paper attempts to explore how local governments can improve financial supervision by drawing lessons from the advanced experience of financial supervision in Beijing,Shanghai and Jinan,How to better play the functions of government financial institutions to supervise,manage and serve,so as to promote the development of local financial stability,optimize the corporate financing structure,guard against financial risks,speed up the innovation of financial products and services,and combat illegal financing.This paper is divided into six parts,the first part of the introduction,mainly introduces the research background,the meaning of the topic,the research summary,the research method and so on content;The second part mainly introduces the localization of the financial supervision department of the city government of Dezhou,The scope of the functions and the four aspects of the need for government financial regulation,including:the scale of credit and the high degree of correlation with the GDP;private lending crisis;financing difficulties and the need for financial innovation;the third part of the focus This paper introduces the progress made by the financial supervision of Dezhou municipal government from the aspects of government financial supervision and government financial service.The fourth part mainly summarizes the six problems of financial supervision in Dezhou City,Including financial supervision and performance of the lack of the necessary legal basis,the government financial regulatory functions are unclear,the powers and responsibilities are not clear,the financial supervision of professional knowledge is not strong,the financial sector is not a small financial awareness awareness,illegal fund-raising activities,Banking and financial institutions to set up the threshold of higher issues,and on the basis of summing up the problem,the causes of each problem analysis;the fifth part of the main cities of Beijing,Shanghai and Jinan,three cities financial supervision of some of the characteristics of practice,as a reference,Combined with the analysis of the causes of the fourth chapter,lay the foundation for the next part of the countermeasures and suggestions.The sixth part is the core chapter of the article,mainly on the basis of analyzing the progress and problems of financial supervision in Dezhou city,and put forward the six countermeasures and suggestions to improve the financial supervision of Dezhou City,including the establishment of Strengthen the relevant financial regulations,strengthen the construction of social credit system,accelerate the pace of financial innovation,promote financial support to the real economic development,increase the standardization of private lending management,actively monitor and prevent financial risks,according to the law to combat illegal financial activities,organize professional training,Financial supervision staff level.