Investigation Report Of Baoding Citizens Suffering Financial Fraud

Baoding actively adapt to the wave of the joint development of Beijing,Tianjin,the municipal government to lead the community to focus on the central region of the core functional areas of the central city.However,the current context in the period of social transition,social conflicts intensified,with the financial services innovation,financial market reform,occurred in the field of financial crime has increased dramatically,such cases are often harsh methods of crime,involving a large amount,not only directly harm the financial consumers’ property and mental safety,and easily by national finance,and the chaos of social order,will eventually harm to the overall economy healthy development.This research mainly adopts questionnaire(paper questionnaires and online questionnaire survey),the method of depth interview,to the people of Baoding as the research object,basic situation and educational background with the public,multi-dimensional statistical analysis for the people of Baoding suffered financial fraud case.The survey through investigation of different age,occupation,income,education level and so on,encountered financial fraud,and highlighted the impact of financial fraud on the social and economic system.On the basis of statistical results,from the legal level,financial supervision level,financial consumer level and social environment level,the reasons for the high incidence of financial fraud are further excavated.Finally,to curb financial fraud,and puts forward some suggestions to improve the public anti-fraud ability: the legal level,to increase efforts to investigate and crack down on the crime of financial fraud,and further improve the system of financial consumer rights and interests protection,make financial services more scientific and reasonable;supervision level,to improve law enforcement coordination mechanism and personal information protection mechanism,construction of inside and outside taking into account the risk control system,one on top of the level;financial consumer education,to establish a sound financial consumer education system,normalization,targeted to popularize knowledge of financial fraud to the public.The level of social environment,the concept of socialist core values into the local rule of law construction,encourage regionalfinancial innovation,optimize the financial ecology in Baoding;the establishment of "prevention and effective treatment,after summing up" control mechanism of the whole wind,in order to promote the long period of stability in financial markets.