On The Liability Insurance System Of Mass Tort From The Perspective Of “the Explosions Of Tianjin In 12^th August”

In recent years,with the risk of mass tort has become the norm of China's society,the frequent mass tort liability accident,caused great negative impact on people's production and life,causing people to explore the practice of mass torts compensation.As a kind of institutional arrangement to protect the interests of the third person and to share the loss,liability insurance have great supplementation and innovation for the traditional way of compensation for losses such as the victims compensation and government compensation,trade union funds and social donations.it plays a very strong role in the protection of the legitimate rights and interests of victims,and in maintaining a healthy economic operation and social security.Combining the typical mass tort cases of "The explosions of Tianjin in 12 th august",this article analyzed the liability insurance in the value of the function to deal with large-scale tort accidents,and sorted out the current mass tort compensation system and the existing problems in China,then summarized the suggestions to perfect the liability insurance system.This article is divided into five parts,the first part is the introduction about the background and significance,introducing the writing ideas and methods,innovation and deficiencies;The second part is the thinking caused by "The Explosions of Tianjin in 12 th august".It caused a serious impact on local residents living and industrial and commercial enterprises.In response to such mass tort damages,liability insurance system takes advantages,which needs to be encouraged and developed;The third part is the analysis about the value of mass tort liability insurance.Mass tort liability insurance is an important part of the socialization of compensation for tort damages,in the protection of the legitimate rights of the third person,and keeping the maintenance of social economy running smoothly;The fourth part is feasibility and difficulties of mass tort liability insurance system analysis in China,which discusses the realistic foundation the feasibility and difficulties to promote the mass tort liability insurance system;The fifth part is the enlightenment of "The explosions of Tianjin in 12 th august" on the construction of our country's mass tort liability insurance system."The explosions of Tianjin in 12 th august" reflects the seriousness of mass tort risk facing China.It needs to establish a large-scale tort liability insurance system,which should be involved in the large-scale tort liability sites and industry.