The Third-party Electronic Payment Consumers' Rights And Interests Protection Law Studies

In recent years,with the diversified development of shopping methods and the deep development of Internet technology,online shopping is strong in many shopping methods because of its unique convenience.In this context,this article will be based on the third party electronic payment business,to explore how to protect the legitimate rights and interests of consumers are not infringed.In this paper,the third party electronic payment in the maintenance of the rights and interests of consumers to explore the core,pointed out that the current third party payment phenomenon damaged in the interests of consumers and the intrinsic reason,legislation and combine the actual situation of China's online shopping consumer protection,suggestions are put forward according to the domestic construction and improve consumer protection system of the third party electronic paymentmer rights protection system,the need to constantly improve the relevant legislation..Pointed out that the domestic online shopping consuIn addition to the introduction and conclusion,the paper is divided into four parts.The first part of the third party electronic payment overview,brief introduction of the third party electronic payment concept,main features and payment methods.The second part analysis the legal relationship of the third party electronic payment,in accordance with tradition,under the environment of Internet and wireless network environment under three modes of payment,respectively introduces the third party electronic transactions,consumers,banks and third party payment mechanism,the legal relationship between businesses.The third part of the third party electronic payment protection of the interests of consumers,the third party payment based on consumer rights protection law are summarized,and pointed out the main problem.The fourth part is to improve the third party electronic payment proposal consumer protection law,this chapter from the payment error,information disclosure and protection of personal information from the media and trading platform,puts forward countermeasures and suggestions to strengthen the legal protection of consumers' rights and interests of third party in electronic transactions.