Study On Protection Of Internet Consumption Trust Investor Rights And Interests

As a financial instrument,trust originates from the "Use design" in common law system.It is a special assets management system and legal act.The rapid development of the Internet has brought changes to many industries.The “Internet plus” model has become the latest economic development model.Under this background,the trust industry is also facing reform and innovation.In 2014,“One hundred play”,which is the first Internet consumption trust project of China,went live and creatively incorporated consumer rights into the category of trust.With the "Internet plus" wave,Internet consumption trust products have gradually been favored by trust companies and investors because of unique advantages of the trust industry.At present,Internet consumer trust is still at its primary stage in China,and there are also many deficiencies in theory and practice.Therefore,the author tries to clarify the intension of internet consumption trust concept and legal relationship and explore how to protect the legitimate rights and interests of investors maximally in the operation of internet consumption trust products,so as to promote the long-term development of internet consumption trust.This article is mainly divided into five parts:The first part is the introduction,which mainly expounds the significance of this topic,the research focus and methods of this paper.The second part analyzes the connotation of the Internet consumption trust,mainly from the concept of the Internet consumption trust,operating mode,and the difference with the traditional consumption model,and concludes the comparative advantage of the Internet consumption trust.Then elaborates on the “pre-collection trust” model in Taiwan,clarifies its concept and operation process,and based on this,draws lessons for China,then clarifies the background of the development of Internet consumption trust in our country,and finally discussed the status quo of domestic Internet consumption trust.In the third part,taking the first Internet consumption trust project "One hundred play" as an example to sort out the legal relationship of Internet consumption trust.In the fourth part,it elaborates the flaws in the protection of investor rights in Internet consumption trusts,and on the basis of analyzing the characteristics of Internet consumption trusts,clarifies the actual bottlenecks in the protection of investor rights and interests from five aspects,information security protection,protection of the right to learn the truth,regulations on investment income realization,ways of trust beneficial rights transfer,and the dispute resolution mechanism.In the fifth part,on the basis of elaborating the theoretical basis for the protection of investor rights in Internet consumption trust,corresponding countermeasures and suggestions are proposed for the above issues,which are mainly divided into perfect the information security protection mechanism,strengthen the information disclosure obligations between the sales and operation of trust products,highlight the investment attributes of Internet consumption trust,build a transfer platform for trust beneficial rights,and improve online dispute resolution mechanisms.