The Prevention And Control Solution Of The Financial Risk Of Small And Medicum Sized Enterprises

At present, the development of small and medium enterprises at home and abroad in an unstable economic environment, more and more threats to the health operations of SMEs, some factors that may have an impact on an industry, company, and some of the factors is a region business impact. So for SMEs, to raise awareness of early warning, have the ability to take the initiative to prevent risks, the initiative to solve the problem, in order to better integrate into the financial environment, make sure that their own in the fierce competition in the market still retains the core strengths. SMEs compared with large enterprises, whether it is the scale of operation, staff size or scale assets are relatively small; in the current changing economic environment, the development of SMEs faced with more difficult, so the economic development of China's market should pay more attention to small and medium enterprises difficulties, especially financial risk SMEs have a great threat to its development, and only improve risk prevention awareness, strengthen risk prevention methods in order to achieve a healthy SMEs and sustainable development. SMEs accounted for in our economic development in an important position, and the level of financial development of the company is reflected in an important benchmark, effective financial management strategy has become an important means to ensure the smooth operation of the company.This paper mainly uses inductive analysis, comparative analysis, based on data collected by a large number of theories on the combination of a study related cases; previous research results, and make their own unique insights, summarized a general rule, the proposed method to solve specific problems. In addition, the paper chooses actual cases of different enterprises to analyze comparative financial risks faced by each enterprise, analyze similarities and differences, and ultimately concluded. A paper companies in actual cases, raise the financial risks faced by SMEs, analyze the reasons for the formation of financial risk. A performance in which the current financial situation of risk capital companies are too scattered, short-term solvency weak; A company's financial risk prevention problems in the financial situation of instability, irrational allocation of funds, the governance structure is irrational, the financial system is not perfect, irrational investment decisions; Causes of financial risk problem respectively weak financial risk awareness, financial risk information feedback is not timely, the lack of financial incentives.The fourth part from sound financial risk prevention and financial framework of specific risk prevention measures are two aspects, propose solutions A company's financial risks of specific measures. A company's financial risk prevention of specific measures is to do the following work to strengthen the management and financing of capital control, and improve internal control and decision-making system, strengthen risk prevention awareness, strengthen the company's financial risk management, flexible use of risk prevention methods.