Hebei Province Rural Financial Market Efficiency Evaluation And Optimization Research

Decades of reform and opening-up, our country economy has made brilliant achievements, but more and more big gap between the urban and rural, urban and rural dual economy and dual financial phenomenon is very outstanding, the rural financial development is lagging behind. Therefore, in this paper, the problem of rural financial market efficiency were studied, from the definition of rural financial market and the efficiency of rural financial market in hebei province, the present situation and main problems, evaluation of the efficiency of the rural financial market in hebei province, hebei province rural financial market efficiency optimization direction and policy Suggestions such as analysis of several aspects. Through research, the hope can to speed up the reform of rural financial institutions and function positioning, strengthening the rural financial product innovation, optimize rural financial ecological environment play a role.This paper for the purpose of this article, first of all, for the slow development of rural economy in our country and expounded the background of underfunded, narrates the status quo at home and abroad related research in this paper, and then introduces the concept of rural financial market, rural financial market efficiency is defined, and the efficient market hypothesis, market transaction costs, and the theory of behavioral finance theory related to the efficiency of financial markets; Then in hebei province as the research object, introduces the rural financial development history of the four stages in hebei province, this paper expounds the current situation of the development of rural finance in hebei province, and study the current main problems of the rural financial development in hebei province including existence GongGeiXing financial repression, underdeveloped financial organization system, asset quality is poorer, lack of government supply subject cognitive about the construction of rural financial system, etc. Then, this paper USES the analytic hierarchy process (ahp), to evaluate the efficiency of rural financial market in hebei province, and analyzes the reasons of the low efficiency of rural financial market in hebei province. Finally, according to the analysis of the reasons, put forward the rural financial market in hebei province efficiency optimization direction and policy Suggestions, think and villa the optimization direction of rural financial market efficiency, it is to develop a competitive rural financial market, the second is to developmental finance the construction of rural financial market, according to the two direction, should reform the rural financial system, the development of rural financial market competition main body and the competition system, established its developmental rural financial system, perfect the function of rural financial system, build system of rural financial risk compensation, at the same time, the establishment of rural financial system.