The Research On Credit Risk Management Of Export Enterpmse's International Settlement Business

In the current, the growth of world economic and global trade is weak, the demand of overseas market continues to slow down, the trade protectionism is getting intensified. The risk of international settlement business of export enterprises is becoming more and more big, and the requirement of the credit risk management is becoming higher and higher. The export enterprises-in our country must carry out the credit risk management of the international settlement business, so as to realize the sustainable development in the complex and volatile trading environment.Based on the existing theory of international settlement business and the credit risk management, this article makes a systematic study on the cause and management of the credit risk in the international settlement business of the export enterprises. Firstly, it analyzes the risk of the international settlement business of export enterprises, and makes a deep research on the causes of the risk. The export enterprise internal credit guarantee mechanism is not perfect, the buyer's credit evaluation is subjective and one-sided, as well as the continuous monitoring and transferring measures of buyer's risk are not in place; The analysis of political risk, market risk and the buyer's credit risk. According to the present situation of risk management, The risk management strategies of export enterprises are put forward in view of the risk factors. On the one hand, export enterprises should establish the internal risk culture, risk management system and organizational structure, so as to build the internal risk management platform. On the other hand, export credit insurance can be introduced into the scientific to assessment, monitor and transfer of international settlement business risk, and then improve the risk management level of export enterprises. Finally, the risk management process and proceeds of H enterprise before and after covering export credit insurance are analyzed. By setting up the risk management system which is fit for H enterprise trade process, H enterprise improves the level of risk awareness, reduces the probability of the occurrence of export settlement business risk, and obtains convenient finance and risk compensation measures, so as to improve the overall level of export business.