Research On The Problems And Countermeasures Of Farmers' Cooperative Credit Cooperation

The party's the third Plenary Session of the 17th CPC Central Committee pointed out that allow qualified fanners credit cooperatives to carry out cooperation in 2014,2015 and 2016, the central document has put forward based on the development of farmer cooperatives in the development of cooperative finance, credit cooperatives cooperation to steady growth from the basis to gradually expand the scope of. There are some problems, some cooperatives ultra scope deposits lending and other financial business, there are some criminals under the guise of the name of cooperatives engaged in illegal fund-raising, illegal deposits loans or even civil usury and other criminal activities, which leads to the cooperative mutual funds potential risks increased to a certain extent, in some places or triggered massive group events, effect of rural financial order and social stability function. The above problem is visible, occurrence of fanner cooperatives credit problems in cooperation with urgent and effective measures to prevent risks and problems. With theoretical and practical significance through the analysis of the problems and the corresponding internal and external supervision and management mechanism for the healthy development of farmer cooperatives credit cooperative.Firstly, based on collecting and sorting out the domestic and foreign literature, this paper finds out the central point of this paper, by referring to the statistical yearbook and the effective information of the real cases of credit cooperation of cooperatives. According to field visits to research about more than 60 households fanners'cooperatives, has been carried out on credit cooperative of fanners' cooperatives, a total of 17 of careful investigation, which mainly Liaoning, Jining, Shandong and Zhejiang Wenzhou cooperatives, relevant data on the income of credit cooperatives cooperative statistics then analyze and overview of farmer cooperatives credit cooperative development of the status quo.The first part of this paper is to collect and sort out the domestic and foreign literature, to find the center of the paper. In the first chapter, I put forward the research background, purpose significance, research methods and content structure arrangement. Secondly, after summarizing the theory in reading literature, make a survey questionnaire through the questionnaire and the interview visits and investigation of Liaoning area a total of nine fanner cooperatives, points out the situation of farmer cooperatives pilot credit cooperative in Liaoning area, on the basis of this, the research results and referring to the statistical yearbook and the effective information in the real case of comb credit cooperatives cooperation occurred after, according to actual conditions of research visits to nine fanner cooperatives credit cooperative pilot, pointed out that the Liaoning province farmer cooperatives credit cooperative problems.Based on the domestic and foreign farmers' cooperatives credit cooperation experience in the last two chapters, five farmer cooperatives in Shandong domestic research visits to Jining three farmer cooperatives and Zhejiang of Wenzhou as an example, the foreign agricultural cooperatives in Japan and South Korea as an example, the credit cooperative development experience at home and abroad of farmer cooperative credit cooperative development based on the experience, according to China's national conditions and the actual situation and then puts forward some countermeasures and suggestions to solve the problem of farmers' cooperatives credit cooperative.