To eliminate poverty, improve people’s livelihood and gradually realize common prosperity are the essential requirement of socialism. As of now, according to the new standard of poverty alleviation in China(annual per capita net income of farmer is 2800 yuan), China’s population in poverty is about 70000000, and poverty alleviation and development have a long way to go. The work of financial poverty alleviation of the new era requires financial institutions should aim at the key population of poverty alleviation and key tasks, precisely catering to financial needs, improving supportive measures, strengthening the precision of work quality and efficiency, and improving the policies and measures of financial service system innovation, adhering to the coordination of precise support and overall development, adhering to the coordination of financial policy and poverty alleviation policy, adhering to the coordination of innovation-driven development and the risk prevention, being based on the development of Inclusive Finance, promoting financial services in the whole poor areas, striving to let loan be available to those who are eligible in poverty, ensuring the population in poverty can enjoy the convenience of modern financial services, in order to win the war over the eradication of poverty and provide strong and effective financial support for building comprehensive well-off society in 2020.Henan Province is one of the main battlefield of poverty alleviation. As of the end of 2015, the Province has 53 poor counties, 8103 poor villages, 5.76 million population in poverty, achieving poverty alleviation on schedule is very arduous task. As for Zhumadian, as of now, the city has 7 counties, 682 poor villages, and 445 thousand people living in poverty, the poverty population in Zhumadian accounted for nearly 1/10 of the province’s poverty population, so the poverty alleviation development is one of the difficult tasks for the city under provincial jurisdiction.In this paper, the financial poverty alleviation is the research object, focusing on how agriculture- related financial institutions should highlight their role in precise poverty alleviation.By using regional economics, development economics, statistics, finance, macro-economics, micro- economics and other financial theories, and using case analysis, quantitative analysis and qualitative analysis and other research methods, and dissecting present situation the financial poverty alleviation and development with the help of data and other representative methods, then the paper puts forward targeted and workable solutions and countermeasures to accelerate the transformation of development mode of the area of poverty alleviation, build close cooperation of poverty alleviation pattern of bank, market and society, promote economic and social development in poor areas. |