The Analysis Of Changshu Rural Commericial Bank Micro Financial Development And Innovation

In 70 s, for the first tim e in Bangladesh appeared small and micro finance. The beginning of the sm all micro finance is th e main guarantee group is given in the form of providing appropriate financial lo ans for low-income groups, the loan does not need to micro finance institutions to provide collateral. This small micro finance has low limit, high repayment rates, procedures simple and strong characteristics of sustainability, so small and micro finance at th e time of access to many Small and micro businesses, low-income groups sought to becom e a symbol of 1970 s. Sm all and micro finance after the forty years of development, has become Small and micro businesses around the w orld, the low-income population provides phase Problem s existing in the upgrading of m icro financial products and rela ted services, and promote the national small and micro financial institutions development. The current domestic enterprises in the economic development plays an important role, driven by the domestic market will continue to grow, increase the employment opportunities of our country econom y to promote role. Sm all and m icro finance in our country development time short, mainly because China's special economic system and social environment. Therefore, in this paper, small and micro financial development and innovation of the research and analysis, based on the sm all micro financial development research, find out our country the small and micro finance development, combined with China's finance The actual development of the market, put forward some suggestions on promoting the development and innovation of small and micro finance in our country.