Research On The Legal Issues Of Science And Technology Insurance In China

Science and technology innovation has become the key to a national economic and social development,keep the international competitive advantage.Compared with the developed countries,there is the gap of the strength of science and technology in China,therefore our country established the strategy of constructing innovative countries,and the scientific and technological innovation in the priority development of strategic position.However the existence of the risk of science and technology has become one of the major obstacles to scientific and technological innovation,how to transfer through risk management or dissolve the risk of science and technology become we are faced with the important issue.Science and technology is the combination of science and technology and insurance insurance,to effectively transfer dispersion technology risk.But as a new thing,because of the lack of international experience,the development of the science and technology insurance is facing many legal problems.This article first analyzes the scientific and technological innovation,technology risk and the relations between science and technology insurance,think risk seriously restricts the innovation of science and technology science and technology,and science and technology insurance is transferred disperse risk of science and technology,guarantee the important tool of scientific and technological innovation.Then the paper analyzes the relationship between science and technology insurance law,the development of science and technology insurance in our country are reviewed.This to find legal problems existing in the operation of insurance of our country science and technology provides the theoretical and realistic foundation.Through the analysis of the above content,the article think that in our country,the technology problems in the operation of the insurance in the insurance law of qualitative,science and technology insurance subject qualification,unreasonable system of insurance coverage of science and technology development,science and technology professional insurance legislation,science and technology insurance regulation mechanism and government support mechanism is not sound,etc.To solve above problems,the article puts forward the corresponding Suggestions of perfecting our country's insurance legal system of science and technology,including science and technology insurance policy insurance clearly positioning,clear insurance legal subject qualification of science and technology,improve the system of science and technology insurance danger to plant development,to science and technology professional insurance legislation,improve the insurance regulatory mechanism and the government support system of science and technology,etc.