Taihe County Rural Financial Supply And Demand Analysis

Content China is a typical "dual economy" characterized the national rural economy as an important part of the whole national economic system,has a pivotal position.The Rural Finance is the core of modern rural economy,in promoting rural economic development,promote agricultural industrialization upgrade and improve the living standards of farmers,play a crucial role.On the "three rural" construction and agricultural industries to solve the bottleneck problem,financial reform and development is a vital link."But how to balance the contradiction between the financial system and the profitability of agriculture between economic efficiency,achieve our financial system while maintaining support agriculture the safe and efficient operation,still is an international problem,understand the demand and supply of rural finance,rural finance to explore solutions to the plight of the road,to achieve market-oriented rural financial system,diversification,standardization,legal development,to improve their living standards,promote the "three rural" building,it has profound theoretical and practical significance.The paper constitutes of six parts:The first part is an introduction.It introduces the research background,purpose and significance of research at home and abroad,research methods and ideas and possible innovations and shortcomings.The second part is the theory of supply and demand of rural finance related.Dual economic structure theory,asymmetric information theory,the theory of financial repression and financial deepeningThe third part is the status of Taihe County rural economy and rural finance development.From a practical Taihe County economic and financial development,financial analysis of the overall situation of Taihe County Rural Development,noted that demand for rural finance is still the main financial needs,showing a trend of diversification of development and modernizationThe fourth part is Taihe County rural financial needs analysis.Fieldwork and survey data to the county People’s Bank as the basis for county farmers,rural enterprises financial needs were analyzed,while rural financial institutions carried out a field survey,noted that the supply and demand of rural financial performance out of the question.The fifth part of the rural financial system abroad to study,to find the direction of supply and demand will improve financial worth of rural ways,the United States,Germany,Bangladesh,for example,through the analysis of rural financial service system in developed countries and developing countries combined with their national conditions to learn from the experience,respectivelyThe sixth part is the recommended Taihe County promote rural financial services.According to the actual situation of the prefecture,we put forward reasonable suggestions from increased financial needs of rural financial supply and activation of the rural economy the body on two levels.