Dynamic Comprehensive Evaluation Study Of The Listed Bank Performance

Against the background of the international financial crisis and the European debt crisis, the macroeconomic overall downward. Various countries and regions have lowered the economic growth rate, slowing economic growth in the new normal, increasing fierce competition in the market. Listed banks as an important carrier of our national economy, is in a transition period of development, while the emergence of the Internet finance, they faces enormous challenges. How to achieve sustainable and healthy development during this special period, is one of the listed banks' daunting task. Therefore, in order to ensure the overall health of the banking sector for sustainable development, comprehensive evaluation of its dynamic performance is particularly important.In this paper, 16 listed banks were studied from 2011 to 2013. Combined with previous studies and built the performance evaluation index system and standard, and then according to the dimensionless current situation we used principal component analysis, interpolation and classification ideal point method from static and dynamic angles dynamic comprehensive evaluation of the performance of listed banks. The research results show that:(1) The performances of all banks were below the average in advanced, and have some room for improvement;(2) With the quality of the matrix with weights increases, changes in the matrix of weights decreases, Nanjing Bank, China Merchants Bank Ping An Bank and Bank of Ningbo are more front ranks, that relatively indicated themselves good fundamentals of these companies; And the Agricultural Bank, China Everbright Bank, Bank of China and China Construction Bank ranked more rearward, indicating that the company's fundamentals relatively poor;(3) With the weight inducing of the quality matrix, the weight rising the change matrix, Bank of Communications, Industrial Bank, Huaxia Bank and Bank of China's comprehensive evaluation value increased forward, suggesting that the increase performances in change matrix were better. CITIC Bank, Shanghai Pudong Development Bank, Nanjing Bank, Minsheng Bank and the Agricultural Bank performance were poor in growth.(4) With time weight to recent tilt, the Agricultural Bank and China Everbright Bank's performance were getting worse, suggesting that the Agricultural Bank and China Everbright Bank not only on fundamentals less than other banks but also in terms of the dynamic changes in the change worse than other banks perform, especially in its evaluation of the value of the Agricultural Bank were still lagging behind the average of the following, it need to urgently improve the situation to get out of this decadent.(5) By the weight of time and changes in the quality of the matrix changes and changes in the ratio of the weight matrix showed that the overall performance of the commercial banks were better than the state-owned banks, so the market-oriented reform path need to be strengthening for listed banks.Finally, according to the results of the empirical analysis the corresponding countermeasures and suggestions were given, shortcomings and research directions for future also were pointed.