CA Bank Small And Micro Enterprise Credit Business Research

Small and micro enterprises play an important role in the development of our national economy, which is an integral part of the socialist market economy in our country. With the continuous development of small and micro enterprises, increasing small and micro enterprises have grown into the leaders in their fields; in addition, they have made an indelible contribution on China's economic stable growth. But on the other hand, because it is difficult to obtain bank funds to support them, small and micro enterprises are still struggling in the plight. With countries paying more attention to the development of small and micro enterprises, the policies on supporting small and micro Enterprises have been promulgated, and commercial banks have also increased supply of credit to small and micro enterprises, especially city commercial banks. City commercial banks have made serving small and micro enterprises their mission. They have increased continually supply of credit to small and micro enterprises. CA bank, as a city commercial bank, has regarded the service of small and micro enterprises as an important policy, and strived to provide more and better financial services for small and micro enterprises. CA bank credit business in small and micro enterprises continue to innovate, and to improve their ability to serve small and micro enterprises. CA bank has made outstanding contributions for the development of small and micro enterprises in Shaanxi. This paper takes the CA bank's small and micro enterprise credit business as the research object. First of all, this paper elaborates related theories, secondly, this paper mainly analyzes the status quo and problems of micro and small companies credit business of CA bank. Thirdly, this paper introduces the practice and experience of small and micro enterprises at home and abroad that carry out small and micro enterprises credit business. Finally, based on the current situation of CA bank, this paper brings forward the countermeasures for the development of small and micro enterprises credit business of CA bank.