Under The Internal Control Efficiency Evaluation System, The Design Of Anti-money Laundering Reform Plan For Baoshang Bank

With the rapid development of the information age and the arrival of the financial industry,money laundering has become illegal property an important means of transfer of criminals,and showing a growing trend is tightly integrated with a variety of other major criminal activities.The crime of money laundering has become increasingly serious impact on the financial security and social stability of a country.In addition,the process of globalization has been accelerating,the trend of international development of money laundering crime has become more and more significant.Therefore,anti-money laundering has become a highly valued field of governments,financial institutions and the international community.In this paper,the necessity and urgency of the anti-money laundering work at home and abroad and the necessity of the reform of the current anti money laundering work and the necessity for the reform of the bank anti money laundering model.Firstly,the author puts forward the basic theories related to money laundering,which details the anti-money laundering internal control efficiency evaluation theory and anti-money laundering internal control efficiency evaluation and selection of relevant content,and introduced China's anti money laundering work organization system construction idea based on.Secondly,this paper collects the related bank anti money laundering through the investigation and study method,analyzes the main problems existing in the bank in the anti-money laundering work and risk factor analysis;and use the model to further analyze the existing bank current anti money laundering work mode in the problem of efficiency evaluation of internal control of anti-money laundering the main problems,including:(1)the bank anti money laundering system to improve;(2)package branch commercial bank anti money laundering frequent personnel changes,part of the staff can not effectively grasp the anti-money laundering related knowledge and working skills;(3)the bank anti money laundering is a serious lack of professional personnel,overall the quality of the bank anti money laundering work is not high;(4)the bank "and the traditional supporting mode so that the anti-money laundering work efficiency is low;(5)contractor Lack of institutional constraints in the process of anti-money laundering in the bank,the lack of enthusiasm of anti-money laundering;(6)the quality of anti-money laundering report is poor,which seriously affects the credibility of bank anti money laundering report analysis.Finally,in the commercial bank's anti money laundering and internal control efficiency of proposed the corresponding anti money laundering reform model design and details of the specific implementation steps,finally for gives the Contractor's Bank anti money laundering work of the effectiveness of the proposed.