Financial Risk Analysis And Coping Strategies Of Y Insurance Company

Property insurance company financial risk identification,early warning,prevention and resolve is the foundation of the insurance industry long-term stable operation,and is a major subject of the insurance industry is facing.The insurance market in the increasingly competitive environment,Y property insurers as relying on the national grid resource is at the early stage of growth of new insurance company,in the field of improving investment,financing,business areas such as the ability of the business at the same time,more should be based on actual explore a suitable development path in the insurance industry,relying on the advantage of electric power resources as the main business,actively avoiding various risks in the field of business management and system,especially the risk management of the most important financial risk management,set up perfect sound financial risk management system,actively look for its own problems,eventually fast steady sustainable development for the company.In this article,through the three stages of the risk management(risk identification,risk assessment,risk response control)to study Y property insurers,through to the Y general insurance company financial management risk identification,assessment,and put forward are Suggestions on Y property insurers to prevent financial risks.First of all,the Y property insurers in financing link,investment link and business link may produce financial risk identification;Second,the multistage fuzzy comprehensive evaluation method is introduced into the Y general insurance company's financial management,risk evaluation for Y general insurance company's financial risk evaluation to build a set of index system of financial risk measure level,through the principle of analytic hierarchy process(AHP)and fuzzy mathematics,USES the financial experts to collect financial risk influence factor fuzzy evaluation methods,scientifically rigorous calculation,it is concluded that the relevant financial variables in the designed index system for financial risk influence degree of weight value,through the weight value can see investment risk and operational risk are three risks influence than the big two.Through Y property insurers and A calculating and analyzing the financial status of the insurance company the results conform to the actual operating conditions of enterprises,shows that the evaluation method is feasible;Finally,the paper expounds Y property insurers in financing link,investment link and business link of financial risk coping strategies.