Research On Formal Financial Support For The Farmers' Professional Cooperatives

Farmer professional cooperatives are important carriers of rural economic development,which provide a powerful driving force for rural economic development.But due to various reasons the current financial support of farmer professional cooperatives is obviously inadequate.This study attempts to use Fujian Province as an example,using literature research and case analysis,combined with the typical farmer professional cooperatives field research and expert interviews obtained by the data,in accordance with the basic logic of the study that is "collection of information-to ask questions-theoretical analysis-empirical analysis-to solve the problem".This paper analyzes the present situation and characteristics of the financial support of cooperatives through the collation and analysis of the large number of data,and then analyzes the financial support model of the peasant cooperatives by the Fujian Minfu Center,and finally makes some effective suggestions to improve the existing formal financial support for the financing of the farmers'cooperatives.The full text is divided into five parts,the main content can be summarized as:The first part is the preface,which is also the preparatory part of the full text.Through literature review and comparison of domestic and foreign scholars a large number of research results,the general situation of financial support for farmers' professional cooperatives is obtained.At present,it is urgent and necessary to increase financial support for farmers' professional cooperatives.This part is also to lay the foundation for the following detailed discussion of the formal financial support of farmer's cooperatives.The second part,the theoretical analysis part first discusses the definition of farmer's professional cooperatives,then it analyzes the theory of business theory,transaction cost theory,property right theory and credit rationing theory in combination with the development of cooperatives at present,analysis of cooperative financing dilemma.The third part,that is the empirical analysis part obtains the characteristics of the loan structure with short maturity,high interest rate,small amount of availability,poor availability and difficult mortgage loan,which is based on the statistics of the farmer's professional cooperatives.This result is to help to analyze how targeted to increase financial support to provide a realistic basis for farmer cooperatives.The fourth part is the case analysis of the Ningde Gutian Minfu center.This case model is for a systematic analysis and summary.It is concluded that Minfu center built a platform for information sharing through the links between cooperatives,rural credit cooperatives and the government,which provides guarantees for cooperatives' mortgages.Thereby it improves the availability of loans for farmer professional cooperatives.And then compared with other region's experience in supporting cooperatives,the study analyzes the advantages of Minfu model support.The fifth part is reasonable recommendation part,which is to strengthen the farmers' professional cooperatives financial support.The first is the proposal of the cooperatives themselves,the second is the recommendations of the relevant government policies and regulations,and the third is the recommendations of the relevant financial institutions.