The Discussion Of Liability Insurance Of Dangerous Chemicals Control-A Perspective Study Of The Explosion At Port Of Tianjin

The history of international insurance industry shows that the liability insurance is rapidly expanding with the development of economic progress, legal systems and the right-protection awareness of citizens. The extensive application of high-tech products ,such as the surging number of private vehicles, gives rise to the increase of industrial and traffic accidents, environmental pollution and product liability in the context of globalization. It also enhances the possibilities of physical injuries and property losses.Meanwhile, the disputes increase due to the improving right-protection awareness of citizens. Therefore,people opt to transfer their risks via insurances. The liability insurance occurred in the 19th century and currently widely and has been widely applied in various economic fields. More importantly,it has become one of the preconditions of operating businesses.The rapid development of chemical industry increases the frequency of catastrophic accidents in dangerous chemical companies and leads to tremendous physical and property damages. The Decision of the State Council on Further Strengthening Work Safety confirms that the safe work risk deposits can be charged to the enterprises with high-risk businesses, such as dangerous chemicals and fireworks and firecrackers, on the basis of practical demands. The deposits can be used to do the rescue and relief work when the accidents take place.However, for major workplace hazardous chemical materials safety accident compensation, public enterprise mortgage risk fee prayer effect can be said to be a drop in the bucket, minimal. For dangerous chemical industry enterprise, according to the scale of business risk to pay the deposit also limits the enterprise's cash flow. Therefore,hazardous chemical materials safety responsibility insurance arises at the historic moment.This article from the hazardous chemical materials safety accident in the typical case -"tianjin port 8.12 catastrophic explosion", analyses the importance of strengthening for full liability insurance development in our country, and draw lessons from foreign management experience, to for dangerous chemicals liability insurance development of our country puts forward some Suggestions, but also lead to consideration of principal risks imposed for Ann.