Analysis Of Supply Chain Financing Based On The B2B E-commerce

With the continuous development of economic globalization and information technology, with the rapid development of e-commerce and supply chain, the production model is becoming more and more perfect. Electronic commerce has realized on the completion of the people staying at home and commercial transactions, the great convenience, opened a new mode of operation of the network economy era, under the influence of supply chain between competition were also involved, and the supply chain financing innovation in financial services as a field of research has gradually extended to B2B e-commerce, supply chain financing model will continue to grow stronger, on the one hand, effectively ease the current our country small and medium-sized enterprise financing, loans difficult dilemma, the other party also for banks to develop new business channels, through the effective risk control, reduce the bank's financial risks and improve the stability of the overall operation of the supply chain. B2B e-commerce platform of supply chain financing to bring the enterprise value chain, supply chain transformation, is truly the core enterprises, banks, businesses, customers combine a win-win value-added model. This new mode of the financing difficulties of small and medium-sized enterprises, loans difficult to alleviate, increase enterprise in the platform of the active degree, enhance the comprehensive economic benefits of financing business stakeholders, on the one hand solve the financing problem of small and medium-sized enterprises, enhance the financing capacity; on the other hand, the financial institutions so as to control the risk, effectively reduces the bank's financial risk, and enhance the stability of the operation of the whole supply chain.In this paper, based on the research of domestic B2B e-commerce supply chain financing model, and then combined with China's B2B e-commerce supply chain financing development, believes that China's B2B e-commerce financing is still a complete credit system, the lack of information asymmetry, the supply chain management is not mature supply chain efficiency, the implementation of financial supply the chain of risk, therefore, combined with the research situation of domestic and foreign scholars, this paper proposes to establish and perfect the credit system, strengthen the responsibility system, reduce the error information, improve the level of supply chain management, strengthen risk prevention mechanism of supply chain improvements, using the image mode theory and practical case interpretation of the B2B supply chain financing mode of operation process and the expected risk, through the analysis of the financing mode and points out that the current lack of and with Practical measures. Therefore, this study should the theoretical basis for plump B2B supply chain financing model in a certain extent, and the mode of financing in the practice and development of our country has the value of reference and guidance.