Research On The Competitiveness Of Bank Of Communications

Since 2015,the slow recovery of the global economy,the pattern of growth differentiation,the growth rate of developed economies slowly rising,emerging markets and development of the overall pace of growth in the economy slowed.After more than and 200 years of evolution and development,the bank China savings and have great potential for development,to achieve leapfrog development,has become the core power of the economic and financial field China.In recent years,in the face of China slowdown in economic growth,speed up the process of marketization of interest rate,financial risk factors and other macro environment,Bank of communications,centering on the "two line" development strategy,actively adapt to the new economic norm,adhere to the service of the real economy,in order to deepen reform release development dividend,stimulate business vitality to realize the transformation and innovation business development.The bank as a large state-owned commercial banks,although in recent years has made some achievements,but there is no real lasting competitiveness and domestic commercial bank,Chinese bank,agricultural bank,construction bank to compete,there is a certain gap with the international first-class bank competition.In the face of intensified competition within the industry,the business model of commercial banks and business convergence and spreads narrowed,bank profit space compression competition,Bank of communications,how to seize opportunities,meet challenges,improve their competitive strength,not only in relation to the bank since the survival and development of the body,can also provide a useful reference for our country the reform of the financial system.This paper is divided into five parts to study.The first part briefly describes the background and significance of this paper,the domestic and foreign research literature on the competitiveness of commercial banks to sort out the research ideas,innovative points and so on.The second part analyzes the index system of the competitiveness of commercial banks,and puts forward the analysis method of the competitiveness index of commercial banks.The third part discussed the analysis of Bank Competitiveness Based on peer comparison,and from the financial index method and factor analysis method to analyzes the competitiveness of Bank of communications as the basis to construct the competitiveness index of two kinds of methods,found acceptable,bank profit scale competitiveness and growing competitiveness,better safety,comprehensive view,bank of communications yet competitive.The fourth part discusses the influence factors of bank competitiveness,three major industries from the macro factors,internal factors and the factors are described.The fifth part will be directed at the status quo and influence factors of competitiveness of Bank of Communications Bank Competitiveness put forward targeted policy and recommendations,in order to eliminate the traffic bank on the road of the development of the "bottleneck",enhance the competitiveness of the bank.The main innovation of this paper lies in:one is the innovation of research perspective.In this paper we use the multi-disciplinary knowledge on the bank's competitiveness is the comprehensive analysis,break through the traditional research of single perspective;second is the innovation of research content,the author from the financial index method and competitiveness refers to number by two methods:a comprehensive analysis of the competitiveness of the Bank of communications,in order to make this study more reliable;and the third is the innovation of research method,three kinds of methods,the overall use of the theoretical research method,qualitative and quantitative research method and empirical research method fusion penetration,of this paper to provide a more comprehensive and detailed analysis,contribute to the competitiveness of the more in-depth exploration of the Bank of communications.