Study On The Influence Of Rural Financial Development On Farmers' Income Growth In Zibo

Agriculture is the foundation of the national economy,agriculture,farmers and rural issues is a major issue related to the national economy and the people's livelihood.In recent years,China's agricultural and rural economic development is relatively slow,the level of farmers' income is not high,the income gap between urban and rural areas has been widening.The core of the "three rural issues" is the slow growth of farmers' income,and the improvement of farmers' income level is related to the stability of rural society and the development of the whole economy.However,the improvement of farmers' income can not be separated from the financial support,a large number of studies have shown that the effective development of rural financial functions can promote the growth of farmers' income.However,at present China's overall level of development of rural finance in various regions is not high,which restrict the increase of farmers' income,to a large extent,rural finance should how to boost farmers' income growth and development to adapt to the new change of rural economy,increase the support and service efforts,in the regional agricultural economy and farmers' income growth in the industrial development of the full benefits of.This is a realistic problem urgently to be solved in rural financial institutions.Therefore,it is necessary to study the relationship between rural financial development and farmers' income.In this paper,the farmers' income growth in Zibo development as the research object,to promote the growth of the income of the farmers as the main line to Zibo rural financial development,VAR model of rural financial development and farmer income growth,and on the basis of the use of impulse response and variance decomposition,empirical analysis of dynamic relationship between rural financial development and the various indicators of the growth of farmers' income growth.The results show that the Zibo rural financial development scale,efficiency,development of rural finance and increase the efficiency of rural financial support to agriculture development of the farmers' income growth has a positive effect,the efficiency of rural financial development and rural financial efficiency is the highest contribution.Based on the study of rural credit cooperatives to help farmers' income growth and development,the rural credit cooperatives to promote the growth of farmers' income and development policy,deepen the reform of rural financial system,improve the rural financial system,improve the rural financial efficiency,cultivating competitive rural financial market;innovation of financial services products in rural areas,the increase of rural funds investment;strengthen the social credit construction,improve the rural financial ecological environment.This study tries to explore a new way for rural credit cooperatives to promote the growth of farmers' income.