The Study On The Problems And Countermeasures Of Financing Lease Industry In China

Rapid development after world war ii,the U.S.economy,the demand for money,and makes the equipment speed is greatly increased,the speed of updating,in turn,shortening,companies are making only rely on their own money to buy the funds required to enterprise itself is not enough,so the financing lease,as a new financing model meet the financing needs of the enterprise.The emergence of the financing lease to speed up the enterprise assets the speed of turnover,assets may offer the fund utilization.It has many advantages,such as to solve the information asymmetry,reduce the financing cost and upgrade the industrial structure,update equipment,etc.Because of these advantages of financing lease,that made us financing lease obtained the rapid development of financing lease in the United States,Britain,Japan,Germany and South Korea and other countries have got rapid development,the mutual combination of the real economy,promote each other.Bank credit is the preferred most countries financing and financing lease financing for many developed countries of the second option.Therefore,our country should learn from the experience of financing lease in developed countries,applied to the developing of our country's financing leasing.Since 1978,our country reform and opening-up,market economy system reform,the change from planned economy to market economy,financial leasing as a new financing mode,our country has experienced four periods: the financing lease of high-speed growth,market transition,legal construction,restore vitality.In the process of this development,it has experienced ups and downs,as a result of the development time is shorter,less development experience,there are many problems,such as uneven level of development,backward system construction,supervision chaos,market penetration is low,etc.And our country at present the system construction and macro environment cannot satisfy the development of financing lease,this article mainly through the analysis of the financing lease the following several parts:The first part mainly introduces the background of research,significance,methods,literature review at home and abroad and innovation and deficiency.The second part mainly analysis circumscriptions,the features of financing lease,financing lease and other lenders type is compared,and then highlight the superiority of it.The third part mainly introduces the status,the development of financing leasing issues during development process,and the cause of the problem.The fourth part is mainly about an empirical analysis of the factors,which affect the financing lease market penetration.The fifth part mainly introduce the US,UK,Japan,Germany and other countries of the financing lease development experience,and then sums up the development of financial leasing in China.The sixth part mainly put forward the countermeasures and Suggestions to solve the problems in the development of financing leasing.Finance leasing is a relatively new type of financing in our country development model,development prospect,so we should start from tax and regulatory policies,create a good macro environment for financing and leasing,based on national conditions,innovating the mode of financing,promote the development of financing leasing.