On The Fnancial Risk Evaluation Of Chinese Banking Industry In The Perspective Of Immune Theory

In the past two years,The enterprise's financial risk of China's banking industry has been increased gradually due to a variety of reasons.Choosing effective means timely to recognition and measurement this kind of financial risk of the enterprise is very important.As an emerging field of management theory,organization immune theory using the relevant concepts and principles of immune mechanism to the enterprise ecological system,the interpretation of the living organisms in biological medical theory can be used more vividly to explain the illustrate sustainable enterprise risk response and management problems.As an important part of the financial sector,China's banking companies cope with the risk process with to chemical against the danger of the process of cognition,defense,memory is extremely similar.China 's banking listed companies financial risk management were studied with the basic idea of organization immune theory in this paper.The health of banking enterprise sustainable development can be maintained with the process of identify risks,eliminate threat factors and produce memory.Meanwhile,it is necessary for China's banking Enterprise to find new methods to improve their risk management level and deepening the research of organization immune theory with the China 's banking industry 's financial risk warning model which based on the analyzed and forecasted of Chinese banking industries.Organization immune theory was first proposed by Professor Wang Yihua in 2005.He put forward that the problems existed in the enterprise management can be explained in the new study mode by using the mechanism of biological immune theory.Meanwhile,Professor Wang explained the concept,mechanism and characteristics of basic conclusion of organization immune in the field of management.Many scholars expanded other aspects of the immune theory study of organization,but few of them pay attention to the studies combined the immune theory with enterprise risk in the perspective of banking industries.Many domestic scholars research on financial risk early warning is based on the theory of foreigner studies,they verify the applicability of the various models through the empirical method.The deep-seated reason of few analysis enterprise in crisis can not be found in this way.In this paper,we want to exploration of immunization in the embodiment and role of enterprise financial risk-early warning on the basis of previous studies.First,we summarized the connotation,characteristics and theoretical basis of Organization immunization on the basis of previous studies.We conduct a preliminary definition and measurement of debt-paying immune ability,operation immune ability,profit immune ability and the special ability of the banking industry.Then,we evaluate the financial risk ability of 16 selected listed companies with catastrophe progression method..The organization immune concepts can be used into specific index of enterprise financial capability with the calculate metrics of specific financial data.Second,we test the relationship between four financial immune ability and the financial risk ability.we found that there is a positive correlation relationship between debt-paying immune ability,operation immune ability,profit immune ability and the special ability of the banking industry.Catastrophe progression method can be used To quantify the financial risk coping ability in the perspective of these index.Last,we analyzed and discussed the financial risk immune ability score results in the different annual on the measured bank.Higher risk immunity enterprise can be found out and discussed in order to discussed its formation with the actual condition.In this paper,organization immunity can be applied to enterprise financial risk early warning through the empirical study demonstrates,similar enterprise can measure their financial risk immunity in the same way.Meanwhile,we found that there is a great generality between the immunization and enterprise when they facing with threaten.Organization immune theory can be further applied to other areas of the organization and management.