Research On The Issue Of Farm Machinery Financial Leasing

Financing lease is an important financing tool in today's world.The time of introducing the financing lease of our country is later than other developed countries,but the financing lease is a tool for the rapid development of our country.Especially in the last 10 years,the development of financial leasing in our country has been developed,which has greatly spurred the investment of engineering equipment in China.The development of agricultural machinery financial leasing is relatively slow,which is related to the basic national conditions of our country,because of the decentralized management of agriculture,and the application of large agricultural machinery,which restricts the development of China's agricultural machinery leasing business.In recent years,the Chinese government to speed up the process of agricultural modernization,in particular,the current government attaches great importance to the modernization of agriculture,to encourage agricultural appropriate scale management,explore the two rights of agricultural land separation,encourage land transfer.With the implementation of these policies,China's agricultural mechanization will usher in rapid development,for the development of China's agricultural finance leasing business to provide the external conditions.At the same time,the agricultural machinery financing lease can effectively alleviate the problem of rural mortgage,compared with the bank mortgage sales,financing lease to the bank's dependence on lower,in the form and content of the more flexible this inherent advantages.This decision in the next few years,agricultural machinery financing lease will have a huge development potentialChina Agricultural machinery financing lease has broad market prospects,agriculture is a high risk,low income industry,agricultural machinery operation place is more remote,and scattered.Therefore,the development of agricultural machinery financing lease is also difficult to develop.The regional distribution of agricultural machinery,the lack of rural credit,the high cost of information asymmetry,the national policy lag,the lack of secondary market and other ancillary markets,which restrict the development of agricultural machinery financing leasing business.This paper summarizes the current situation of agricultural machinery leasing in China and the experience of foreign agricultural machinery circulation.Put forward the following suggestions:agricultural financing leasing companies,is a,strengthen business innovation,leaseback is introduced to the stock business;second,introduction of Internet banking asset securitization,solve the problem of financing;three,to strengthen cooperation with the local government.On the country and the government,the first is to guide the establishment of agricultural finance leasing industry association,the integration of resources and innovative services,strengthen the construction of rural credit environment;two is to strengthen tax incentives and financial support for agricultural finance leasing;three is to encourage the establishment of secondary agricultural markets and insurance and other ancillary markets.