Financial Analysis Of Agricultural Machinery Cooperatives Using Financial Leasing Model

Agriculture is the fundamental issue of founding the country,involving a country's food security and people's basic living security,so the CPC central committee has always attached great importance to the "" three rural " " issues,and issued and implemented the agricultural issue as the central no.1 document for many years.Agricultural mechanization is not only an important sign of agricultural modernization,but also plays an important role in the construction of modern agriculture.Agricultural machinery application way of financing lease can become a booster of agricultural mechanization and modernization development,which not only to the implementation of the party and the country rural revitalization and agricultural scale operation strategy,provides financial support to the development of the agricultural mechanization is the agricultural cooperatives,farmers,and the development of the leasing company tripartite benefit pattern,alleviate agricultural development depend on the high degree of fiscal subsidy of intractable problems,promote the long-term and stable development of agricultural machinery cooperatives.Based on the basic theory and mode of financial leasing,this paper summarizes the development status of agricultural machinery financial leasing at home and abroad,and summarizes the development characteristics of agricultural machinery cooperative in China.This paper introduces a case study of H agricultural machinery cooperative in liaocheng city,introduces the basic situation and equipment requirements of this agricultural machinery cooperative,and analyzes the financing difficulties of H agricultural machinery cooperative by using its own funds,financial subsidies and bank loans.Agricultural machinery cooperatives to broaden the financing channels,this paper USES way of financing lease after-sales leaseback of agricultural machinery equipment,and the financing lease way comparing with the original way of bank loans,through both the amount of reimbursement in each period,net present value,net present value index,the uniform annuity data such as comparative analysis,concluded that H of agricultural machinery cooperatives to purchase farm machinery equipment using the financing lease way feasible conclusion.Finally,reasonable Suggestions are put forward for the possible changes in policy environment,the management and maintenance of agricultural machinery and equipment,the concept of farmers' leasing and credit awareness,and professional inter-disciplinary talents.Finally,according to the development direction of the financing lease,the paper puts forward "insurance companies and financial leasing","government + financing lease","+ dealer financing lease" and "second-hand equipment and financing lease" four kinds of innovation model,hope for the development of agricultural machinery financing lease in the future planning out a more reasonable direction,improve the degree of agricultural mechanization in our country.