Empirical Analysis Of The Tianjin Basic Endowment Insurance Moderate Level

Pension accounting in the social insurance has a higher level,which level to some extent as a measure of the level of social security pension.Therefore it is a key factor determining the level of development of relevant policies.Reasonable pension level not only ensure the basic living needs of the elderly,but also not bring greater financial burden to the government.So it is essential to have a modest pension level.Tianjin is one of China’s four municipalities,and it is a more developed eastern coastal area in recent years.With deepening reform pension insurance system,Tianjin has large achievement in adjusting pension insurance rates,combined with the implementation of unified account management,etc.However,with an aging urban population,a heavy fiscal burden of government pension system,which impede the development of factors,establish modest pension level,Tianjin to further improve the pension insurance system is still a serious problem.The article bases on economic theories,which use of quantitative analysis and qualitative analysis method to analysis Tianjin pension level.First,it is draw a result about 29 provinces(Qinghai,Tibet,except)according to the factor analysis method.Secondly,according to the level of Social Security Model of Mu professor,the article establish of a pension level calculation model,calculated the actual level of old-age insurance in Tianjin,and using of the "push and pull utility" Tianjin basic pension calculation model relationship exists insurance expenditure levels and the level of economic development between Tianjin,obtained the level of spending and the level of basic pension insurance economic development uncoordinated.On the basis,combined with empirical analysis domestic scholars determine Tianjin pension replacement rate range,the upper and lower draw a moderate level of basic pension insurance in Tianjin interval according to pension moderate level model.Tianjin final draw pension level is lower than the actual level of the lower section modest pension,and analyze the reasons for the low degree of operation,make relevant ideas and suggestions from different angles,including appropriate pension increase spending levels continue to expand pension insurance coverage,to further improve the pension system and other recommendations of the Fund to diversify investments while establishing appropriate regulatory mechanisms and other measures to protect the safety of the fund,with a view to economic development.