P2P Network Lending Personal Information Security Research

With the rapid development of information technology and the continuous improvement of the information infrastructure,the P2P lending to become one of the most important force of the Internet financial development.P2P lending platform as a pratt&whitney financial aspect,is an effective supplement to the existing financial system.But,at the same time,P2P network credit information security problems also emerge in endlessly,the personal information security problem is very prominent.So in this paper,based on the study of this problem.This article is divided into six parts.The first part expounds the research background and significance of the thesis topic,this paper introduces the present situation of domestic and foreign research.The second part introduces the characteristics of the personal information security in P2P lending,affirms the significance of borrowing in the P2P network information security protection,that can promote the healthy development of the P2P lending industry.In the third part of thesis,this paper focuses on the analysis of information security in P2P lending the threat,according to the research on the combination of P2P lending operation process,clear the responsibilities of the P2P lending platform information security leak.Finally,in the fifth part according to the analysis of the above reasons,this paper put forward the P2P network information security protection countermeasures of borrowing,think should improve the P2P information security law system in our country,increase financial input,to use P2P network credit information transparency requirements;Strengthening industry self-discipline to protect information security,strengthen the information security related technology research and development,building perfect information security framework;Users to form a good habit,strengthen the consciousness of the personal information security protection.