Research On Financial Risk Control Of Bohai Financial Co.,Ltd.

Finance leases is a contract by which the lessor enters into a supply contract with supplier in accordance with the contractor's request and the specifications provided by the lessee under which the lessee,in accordance with the terms agreed to by the lessee in the interest of the lessee goods or equipment.Then the lessee pays the rent.It can be seen that the financial leasing is an important way of resource allocation in China,which is of great significance to the financial risk of finance leasing enterprises.Bohai Financial Investment Holding Co.,Ltd.is China's only A-shares financial leasing company,is also China's first listed financial leasing company,in the domestic financial leasing industry in a leading position.Since its inception,the company continued to grow and develop.The development and growth of the company are accompanied by various risks.Therefore,we attempts to identify and analyze financial risk.Starting from the literature review at home and abroad,the research on foreign financial risk management is also complete,which mainly focuses on the definition of financial risk management,and the identification and prevention of financial risk.The domestic financial risk management research mainly focuses on the definition of financial risk management,financial risk classification,identification and management of three aspects.In this paper,financial index analysis and analytic hierarchy process(AHP)are used in the analysis of financial risk.The following conclusions can be drawn from the analysis: the financial of Bohai Sea is not good,the financial situation is problematic and some evaluation indexes are abnormal.The investment risk is mainly reflected in the investment income growth rate is far lower than the investment cash flow growth rate,the investment effect is not the same as the investment income is not high,the long-term solvency is insufficient,the capital structure is unreasonable,the enterprise is too dependent on the bank loan,the financing way is single;Performance,business capacity decline,profitability weakened;funds recovery risk is mainly reflected in the long-term receivables receivable recovery quality decline.Based on the analysis of the situation of risk and the causes of the company,the author puts forward the corresponding financial risk prevention and control strategies,such as asset financing,such as asset securitization,to determine the reasonable capital structure,improve the investment decision-making evaluation system,Improve the competitiveness of the company,the use of financial derivatives to effectively avoid the exchange rate and interest rate risk,make full use of the bonded port preferential policies,strengthen the management of credit risk.We analyzes the financial risk of the Bohai Co.,Ltd Financial from the perspective of the lessor,and puts forward preventive measures on the basis of analysis,hoping to provide useful reference for finance leasing industry.