| In recent years,supply chain finance business is booming in china.For commercial banks,the supply chain finance of commercial bank credit policy,customer development,operation process,risk management and channel development provides new ideas,but also has great practical significance to solve the financing problem of smes.The supply chain finance business has the characteristics of short,small,frequent,fast,the operation of large quantity,high risk,and rely on highly integration and logistics,capital flow and information flow,bank operation mode and traditional business system is difficult to meet the needs of business development.These characteristics have decided that the bank must increase the development of the online platform of the supply chain,carry out the process innovation,reduce the operating cost and operational risk through the efficient online platform system.With the deepening of information technology and logistics,the vigorous development of e-commerce and Internet banking,online supply chain finance platform to meet the requirements of commercial banks and the member enterprises in the supply chain financial demand will play an increasingly important role.Based on the summary of supply chain finance business development,combined with the domestic and foreign commercial banks to supply practical financial online platform chain,expounds the mode,difficulties and developing direction of the supply chain finance online platform,focusing on core businesses no longer provide a simple and clear security responsibility in the supply chain financing repurchase liability,bill liability etc.after the bank supply chain financing products in the present how to kind of mode.And put forward the proposal of the development of online platform,and strive to provide a practical reference for the development of China's online platform for supply chain finance. |
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