Research On Risk Management Of Non-securities Trust Custody Business Of J Bank Jiangsu Branch

Asset management as an effective risk prevention mechanism in foreign countries has a history of nearly 100 years in China,starting in 1998,but has more than ten years,has achieved rapid development,by the end of 2014,the size of the domestic banking industry has managed to break 54 trillion.As a new thing,in the rapid development at the same time,how to ensure its safe operation,healthy and sustainable development,has become an important issue.Asset custody is reputable commercial banks to accept the relevant parties entrusted to investors entrust the management of property management and supervision and management of the storage operation,prevent the entrusted assets risk,and provide the corresponding capital settlement,accounting,asset valuation,information report and other financial services according to the characteristics of the operation of the assets of the business.The three party in the asset custody business of the parties,the principal(investors),the custodian,are entitled to managed property ownership,management rights and custody,the three roles and checks and balances.In the asset custody business for commercial banks to bring new business growth point at the same time,it puts forward new requirements for the risk management of commercial banks,therefore the analysis of asset custody business risk,put forward the corresponding countermeasures,is the needs of business development,but also the bank’s overall risk management needs.Custody business in the non securities trust business,is relatively traditional varieties,but also the J Bank branch in Jiangsu Province,the most important custody business.Non securities trust trust business in the management of the trust company,the scope of investment loans,debt,equity investment based,not including the Stock Exchange listed securities.Based on the study of domestic and foreign trust trust business theory,combined with the Jiangsu branch of J bank asset custody business internal and external environment,analyze the securities trust trust business development status of non J Bank branch in Jiangsu Province,summed up the problems and risks in the actual development of non securities trust trust business,risk management and proposes corresponding suggestions at the same time,in order to ensure the business development to control the risk of living may exist.Through the study of this paper also provides reference for other financial institutions in the development of non securities trust trust business.