Study On Operating Performance Evaluation Of CDB Gansu Branch

As the only development of financial institutions,the China Development Bank Gansu branch has become the largest bank loans after years of development.Due to the particularity of the organization,its operating performance and market performance are often only and the same kind of agricultural issue,import and export bank.Along with the trend of diversified financial market sources of funds and many enterprises in the financial services institutions,how to build an effective commercial both policy and commercial bank performance evaluation system is necessary.At the same time,the reasonable methods are used to evaluate the operating performance of the bank,to check and fill to better promote the development of the banks.Therefore,this paper discusses operating performance evaluation,in order to explore some new ideas,methods and results to help the financial institutions,especially CDB.Firstly,this paper analyzes the policy financial institutions combining with the existing research results of domestic and foreign literature,especially the theoretical basis of the performance evaluation of the development of financial institutions.Secondly,combined with the characteristics of policy banks,including service strategy,management and control risks,capital preservation profit,this paper designs a performance evaluation index system which is suitable for the development of banks and commercial banks.On this basis,the grey correlation analysis method is applied to build the model and calculate grey correlation ranking of the above evaluation index system,Gansu,Gansu Agricultural Development Bank,CDB five large state-owned commercial banks are evaluated by using the grey relational degree.The results shows that as long as the proper operation,the efficiency of the CDB is not lower than commercial banks,even better than commercial banks in assets,operating income,non-performing rate,cost income ratio,which provides a theoretical support for the Gansu bank to better serve the national and provincial people's livelihood strategy,and put forward the corresponding policy suggestions.Finally,this paper puts forward to further enhancement and improvement,from the further improvement of the operating performance index system,the scope of policy financial institutions and the scope of research methods of diversification,etc..In the choice of the method,the article focuses on the literature,system and comparative analysis,especially in the construction of data model,all data are derived from the practical operation data of the banks which can reflect the operating results of selected research object.In addition,the grey correlation analysis method,which matches with the bank management better,can solve the "fuzzy" problem of the evaluation index of bank management.In the next study,we can further optimize the model based on this,and explore more accurate and efficient methods for evaluating the operating performance of bank.