Analysis On The Financial Model Of China's Commercial Banks' Internet Supply Chain

The essence of supply chain finance is credit financing,found in the industrial chain credit.As a new type of financial services model,with the release of national policy and in the "Internet +" under the wave of supply chain finance has made rapid development.Internet supply chain finance a variety of innovative models more and more rich.Although banks are no longer the absolute subject of supply chain finance products and services,but commercial banks in the field of supply chain finance has a pivotal position,so how can the commercial banks in the wave of the use of their own advantages,the development of a full range of new business Mode,while doing wind control is essential.This paper begins with the research situation at home and abroad,and analyzes the origin of Internet supply chain finance.As well as the status of Internet supply chain finance,as well as the current lack of places.Then,after the basic analysis,three new Internet supply chain financial models are constructed,and each model is compared with the traditional supply chain model to find the improvement.Then,taking P Bank as an example,this paper analyzes all the financing models of P Bank and analyzes its current situation in the field of supply chain finance.While a classification of its supply chain financial products,for each category to introduce a specific case to help analyze the advantages and disadvantages of the class.Then we make a detailed analysis of the risk sources of Internet supply chain finance,and put forward the corresponding perfect mechanism for risk.At the end of this paper,a summary,conclusions and shortcomings of this paper are made,and a brief outlook on the development of Internet supply chain finance is made.In this paper,the study found that in the Internet under the financial model of supply chain,the bank can reduce the risk of loan financing,core enterprise can reduce the pressure of the joint and several liability,and small and medium-sized enterprises to raise more funds under limited resources,and better development of the real economy,promote the development of economic in China.The research content of the development of commercial Banks of our country Internet supply chain finance business has a certain reference significance.