Study On The Adjustment Of Industrial Structure In Zhejiang Province Based On Financial Resources Allocation

The allocation of financial resources plays an important role in the adjustment of industrial structure in a region,and different financial resources allocation schemes will have different changes in the industrial structure adjustment.The different industrial structure adjustment policy will also have a guiding role in the allocation of financial resources,to guide the financial industry to invest resources into higher income,less risk of the industry.At present,the industrial structure of Zhejiang province has been optimized,but the proportion of the second industry is still high,the industry is still the main driving force of growth,and labor intensive industries in the textile industry accounted for the largest GDP.The balance of the medium and long term loans in Zhejiang is smaller than that in the short term,but the increase is larger.At the same time,the total amount of loans continues to increase,but there is a significant gap between Guangdong and Jiangsu.And non-performing loans and non-performing loans of financial institutions in Zhejiang province increased year by year,the form of risk management is not optimistic.Due to the excessive expansion of the financial system and the hollowing out of the industrial economy,the adjustment of industrial structure in Zhejiang province is facing a huge crisis.There are three main problems: one is the financial institutions in the pursuit of short-term interests,the risk awareness is weak;the two is the guarantee system is not perfect,produce a chain reaction,increase the risk;three is the hollowing out of the real economy in turn led to the financial resources to further development;four is the allocation of financial resources in Zhejiang province failed to effectively adapt to the economic development the level of Zhejiang.This paper studies the industrial structure of Zhejiang province and financial resources allocation status,influence and effect of industrial structure adjustment and allocation of financial resources,should take effective measures,from the perspective of industrial structure adjustment: one is to strengthen the foundation,adhere to the industrial province,a hundred years to do business;the two is to increase government support for the real economy to create.The larger development space;the three is to accelerate the pace of industrial upgrading,improve the core competitiveness.From the perspective of financial resource allocation: one,adhere to the essence of financial services in the real economy;two,transformation and upgrading,optimizing the system of allocation of financial resources,the use of funds to implement;three,steady profit growth,the establishment of strict risk prevention and control measures.